French mortgage insurance
French Mortgage Insurance : English Spoken Service
You are planning to complete your real estate investment in France and need a personnal assistance in that perspective.
French Mortgage Insurance : Definition
Mortgages are always subject to insurance cover. This means that the risk for not paying instalments owed to the bank are transferred to an insurer, in the event of a sudden loss of earnings following handicap or disability. It also avoids transferring the debt to your heirs in the event of death.
What do we mean by ‘Mortgage Insurance policy’ ?
A Mortgage insurance is an insurance policy product that protects your mortgage lender (bank generally) or in some specific cases a title holder in the event that the borrower (you) has a defaults on payments due to a death. This contract is in place in ordre to cover the risk that you could be unable to meet the contractual obligations of your mortgage lending. Mortgage insurance can refer to private mortgage insurance (PMI), mortgage life insurance, or mortgage title insurance. This products have in common the obligation to make the lender or property holder whole in the event of specific cases of loss.
Vallois is your specialist for french Mortgage Insurance Projects
We offer a full tailor made service.
In France, you will face two alternatives : subscribing the insurance policy proposed jointly with its lending credit offre.
On the other hand, you have the ability to contract an external Lending insurance policy from an independent insurer.
By this way, you will materialize a potential of savings up to 60%.
We assist our non-french clients in :
- Quotation of your project with
- Subscription documentation (english forms available)
- Medical Reports / health test and diagnostics
- Contract finalisation with your bank
Vallois offers you much more than a French Mortgage Insurance
Depending on your specific needs, Vallois Assurance Experts are able to put in place for you a full financing process.
Thanks to more than 100 mortgage Brokers Partners located all accross the french territory, Vallois can offer you an “all in one package” including :
- Financing : Our partners find for you the best financing proposition
- Loan / French Mortgage Insurance : Optimized by Vallois in coordination with our financing partner
Thanks to this bundled service, you will save time, stress and money. We optimize your investment project and simplify all your financing process.
Call Vallois for more information on French Mortgage insurance
Call Vallois French Mortgage Insurance & explore the full extent of our capabilities
Vallois Mortage Insurance + 33 (0)1 45 26 29 04